Privacy Policy
Not a government site. We help you with information about government mortgages and connecting you with licensed Loan Officers who work with government backed mortgages.
New Eclipse Enterprises Inc. has created this privacy policy in order to demonstrate our commitment to protecting your privacy. The following discloses our information gathering and dissemination practices for this website. The website does not collect any personally identifiable information from your computer. It only uses information you enter on a voluntary basis.
The information you enter is only used to allow an FHA loan officer to contact you. Your information will be sent you a local FHA loan officer in your area that will try to help you with the products or services you have inquired about. Only your assigned FHA loan officer will be able to see your information at anytime.
Scope
New Eclipse Enterprises Inc aims to create a positive user experience by matching consumers with loan officers that can provide them with information on the loan products that they are seeking. We do not create loans or submit applications but we match you with licensed loan officers that are qualified to do so. We will do our best to match you with a lender that can be of assistance to you.
Your Information
We collect only the most basic information from you this information is: First and Last Name, Mortgage Amount, Type of Mortgage, Phone Number, Call Time, Email for confirmation of your request, State, Zip, and Credit Range. Note we do not collect your address. We only collect the most basic information from you that we can in order to match you with the best local Loan Officer.
Information Transfer
After we collect your information it is send to our secure server which then matches you with the best fit loan officer and sends you their contact details. In turn your Loan Officer is also securely sent your contact information. They will then contact you at the time you selected to talk about the product or service that you inquired about. Once you are matched your information will be removed from our database as a complete transaction.
Information is sent via SSL and accessed securely by your loan officer in a secure system.
Clear Gifs
We employ a software technology called clear gifs that help us provide a better user experience by continually learning and adjusting to what our visitors find useful. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. This allows us to see which pages are most visited on our site, so we can continue to provide useful content to our visitors. In contrast to cookies, which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We do not tie the information gathered by clear gifs to our customers’ personally identifiable information. Clear gifs are strictly a means to learn more about which pages our customers find effective and which pages are not offering a good user experience.
What Are Cookies and How Do We Use Them?
Cookies are small text files stored by your browser that allow us to learn more information about your visit or use of our website and Services. We may use cookies to remember your User Information and to deliver personalized and relevant information specific to your needs. We may also use cookies to track patterns on our site to help us improve the visitor or customer experience. We do not link the information we store in cookies to any Personally Identifiable Information you submit while on our website.
How Do Third Parties Use Cookies?
If you enter a link from our website to a third party website to browse, obtain coupons or purchase products and services, then you may be subject to cookies deployed by third parties on their website and systems. Please ask questions and review third parties? applicable terms and conditions of use and privacy policy for information with respect to their deployment of cookies. We have no responsibility or liability for the independent actions or policies of these separate systems or websites, and are not responsible for the content, terms or privacy practices of such systems or sites.
Opt-Out
At anytime you may Opt-out of the process by sending email to application@fhamortgage.org we will then remove all of your information from all of our servers per your request and the process will be stopped. You may also reply to your confirmation email with the words Opt-Out in the subject line and we will also process your request this way. If you prefer you may complete this request online here: https://www.fhamortgage.org/unsubscribe/
Our Principles for Privacy Protection
New Eclipse Enterprises Inc. Does not collect your personal information instead the loan quote requests are sent directly to a 3rd party advertiser which New Eclipse Enterprises Inc has agreed to provide.
We do not share your information with any non-affiliated third parties other than those who help us provide assistance to you, and in turn are required to maintain such information in strict confidence. We will not rent or sell your name or certain personal financial information to any outside organization or marketer, who can provide additional assistance to you, as long as you exercise your “Opt-Out” rights.
Legal Disclosure
New Eclipse Enterprises Inc. cooperates fully with state and federal authorities in prosecuting those involved in any illegal access to, or use of, New Eclipse Enterprises Inc. web properties. We may be required to disclose information to the government or to third parties under certain circumstances, such as illegal activity on our Site. New Eclipse Enterprises Inc. reserves the right to release personal information to its service providers, law enforcement or other government officials or in response to a formal request in a civil action, Court order or judicial proceeding.
Our Address & Contact Info
New Eclipse Enterprises Inc / FHAmortgage.org
26 Blueberry Hill Rd, Bearsville NY 12409
Phone: 1-845-613-0598Item of Note
WE ARE NOT THE FHA. They insure the FHA loans that our lenders assist people in getting. If you need to contact the FHA directly, you can do so at:
US Department of Housing and Urban Development
451 7th Street, S.W.
Washington, DC 20410
Third Party Ads
The site contains links to other sites. The request for a free consultation is a 3rd party ad. We are not responsible for the privacy practices or the content of these other web sites. Customers and visitors will need to check the policy statement of these others web sites to understand their policies. Customers and visitors who access a linked site may be disclosing their private information. It is the responsibility of the user to keep such information private and confidential.
Google, as a third party vendor, uses cookies to serve ads on our site.
Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here: Google ad and content network privacy policy.
This site helps you get matched with local mortgage lenders who are FHA approved. We match you to these local lenders based upon your input to the form.
Security
Keeping your data safe is our paramount concern.
Internal access to all data is limited and strictly monitored. We have implemented suitable security policies, rules and technical measures to protect and safeguard the personal data under our control from unauthorized access, improper use or disclosure, unauthorized modification, unlawful destruction or accidental loss.
All our employees and data processors or handlers who have access to, and are associated with the processing of your personal information, are obliged to respect the confidential nature of your information pursuant to applicable data protection and privacy laws.
Further our server undergo a daily audit from McAfee which helps to ensure the security of the server and limits access even more.
Your information is protected in transit by Verisign SSL which provides encryption for transmitted data.
Access
Only your FHA loan officer has access to your information.
Changes to this Privacy Policy
New Eclipse Enterprises Inc. may update this statement at any time, so please review it frequently. If we make material changes to this statement, we will notify you in this statement by e-mail or by a notice posted on the home page of this Site.
Copyright © 2012 New Eclipse Enterprises Inc.